Terms of Use

• Membership plans (Builder, Scaler, Leader, Founder, and other categories) carry monthly or annual fees as posted on the platform.
• All fees are non-refundable except where required by law.
• Pricing, benefits, and features may change with 30 days' notice.
• Cancellations take effect at the end of the current billing cycle.
• SwagOps may suspend or terminate access for non-payment or violation of these Terms.
• You authorize SwagOps or its payment processor to charge your selected payment method for recurring fees until cancellation.

4.1 Permitted Use

Use the Services only for legitimate business networking, education, sourcing, and operational purposes consistent with applicable law.

4.2 Prohibited Activities

You agree not to:

• Access, use, or distribute data from other members without consent;
• Misrepresent identity or affiliation;
• Engage in fraudulent, misleading, or unlawful conduct;
• Upload malware, interfere with security, or attempt to gain unauthorized access;
• Send spam or solicitations not expressly permitted by SwagOps;
• Reverse-engineer, scrape, or copy the platform; or
• Use the Services in any manner that could damage SwagOps or its members.

Violation may result in immediate suspension or termination.

5.1 Regulatory Disclosure

FinFlo is SwagOps' embedded finance platform. SwagOps LLC and FinFlo are not banks, lenders, or money-transmitters.

All banking, payment, and lending services are provided through regulated financial institutions, Members FDIC, under separate agreements and subject to partner terms, eligibility, and credit approval.

5.2 No Guarantee or Advisory Relationship

SwagOps does not:

• Guarantee approval, credit limits, or funding;
• Provide financial, tax, or investment advice;
• Hold or control member funds; or
• Act as a fiduciary or broker-dealer.

Use of FinFlo constitutes acknowledgment that all financial products are issued and serviced solely by regulated partner institutions.

Investment or funding opportunities ("Deal Flow") made available through the Mastermind or any SwagOps channel are for informational and educational purposes only.

Participation is limited to accredited investors as defined under SEC Regulation D, Rule 501.

SwagOps:

• Does not offer, sell, or recommend securities;
• Receives no commissions or success fees from transactions between members; and
• Makes no representation regarding performance or risk.

Members are responsible for performing their own due diligence and consulting licensed financial or legal advisors before participating in any Deal Flow.

All content, code, design, logos, trademarks, and documentation are the exclusive property of SwagOps LLC or its licensors.

You may not copy, modify, distribute, display, or create derivative works without prior written consent.

Use of the SwagOps name, logo, or product marks requires express written authorization.

• You retain ownership of any content you upload but grant SwagOps a worldwide, royalty-free, sublicensable license to host, display, and distribute such content for platform operation and marketing.
• You are solely responsible for the legality, accuracy, and integrity of your content.
• SwagOps may remove or restrict any content violating these Terms or applicable law.
• Members must maintain professionalism and respect in all communications, both online and at in-person events.

SwagOps may facilitate introductions between members and external Suppliers, Vendors, Technology Providers, and Financial Institutions.

SwagOps is not a party to transactions between members and third parties and does not warrant any partner's quality, reliability, or compliance.

Members engage with partners at their own risk and agree to hold SwagOps harmless from any resulting disputes, losses, or claims.

SwagOps collects and processes business and personal data as described in its Privacy Policy.

By using the Services, you consent to data sharing with our service providers, financial partners, and affiliates as necessary for platform operation, compliance, and analytics.

SwagOps employs commercially reasonable administrative, technical, and physical safeguards but cannot guarantee absolute security.

To the maximum extent permitted by law:

• SwagOps LLC, its officers, employees, agents, and affiliates are not liable for indirect, incidental, special, consequential, exemplary, or punitive damages, including lost profits, data, or goodwill.
• SwagOps' total aggregate liability for any claim arising out of or relating to the Services shall not exceed the total fees you paid to SwagOps during the twelve (12) months preceding the claim.
• Certain jurisdictions do not allow limitation of liability; if applicable law limits these exclusions, they shall apply to the maximum extent permitted.

SwagOps may suspend or terminate your account and access at any time, with or without notice, for conduct deemed harmful, non-payment, or breach of these Terms.

Upon termination, all licenses and rights immediately cease, and you must discontinue use of the Services.

Sections 5–14 survive termination.

SwagOps may update, modify, or discontinue any portion of the Services or these Terms at any time.

Material changes will be communicated via email or in-platform notice.

Continued use after posting of updates constitutes acceptance of the revised Terms.

These Terms are governed by U.S. federal law and the laws of the State of Delaware, without regard to conflict-of-law principles.

Any dispute or claim shall be resolved by binding arbitration before a single arbitrator under the rules of the American Arbitration Association in Wilmington, Delaware.

Judgment on the award may be entered in any court of competent jurisdiction.

You waive any right to participate in class or representative actions.